The Five Stones of Financial Peace

You honor God with your finances through giving–through excelling at each giving stage and learning to live an open-handed life. As you make your climb up the generosity ladder, five big stones need to be in place in your financial life. These stones will give you solidarity and grounding as you move through the stages–or up the rungs–toward a life of blessing.

Stone #1: Determine Your Priorities

Financial peace has nothing to do with how much you make; it has to do with how much you spend. When you put God first by honoring him with the tithe and by choosing to live within your means, you have your financial priorities in order.

Stone #2: Decide to Get Out of Debt

Getting out of debt is a process that begins with a decision. Decide that you are going to stop increasing your debt right now. Don’t buy anything else you can’t pay for, and put together a plan for paying down the debt you already have.

Financial peace has nothing to do with how much you make; it has to do with how much you spend. Click To Tweet

Stone #3: Discipline Yourself in Small Financial Ways

You need to begin to discipline yourself in small ways. Make the decision to get out of debt, and stay out. Decide to cut back on something in your life and put that money toward gaining financial peace.

Stone #4: Discover the Joy of Generosity

Generosity is a way of life. You don’t have to wait until you reach the peak level of the generosity ladder to adopt the attitude of a generous giver. Practice living an openhanded life each and every day, not just with your finances but in all areas.

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Stone #5: Adopt the Habit of Now

Take your next step today. There’s always a reason to wait, but procrastination is dangerous. The only way to break a habit is to do something now! I can guarantee that if you don’t start giving today, a year from today you’ll wish you had; if you do start today, a year from now you’ll be glad you did.

–Nelson Searcy and Jennifer Dykes Henson

The above excerpt is from pgs. 103-105 of The Generosity Ladder: Your Next Step to Financial Peace.

Help your people find financial peace with my best-selling book, The Generosity Ladder. Imagine a life in which you don’t struggle to make ends meet each month–a life with no debt, a healthy savings account, and solid plans for retirement. Imagine being able to help people in need and give to causes much bigger than your own concerns. This is how God wants everyone to live. And it is attainable. With the help of this practical and insightful book, your people will uncover their true level of financial health and discover a step-by-step plan to save, spend, and invest money in a responsible, godly way. Click here for more information on ordering in bulk for your church.

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About Nelson Searcy

Nelson Searcy is an experienced church planter, coach and church growth strategist, working with churches in over 45 denominations. Nelson is also the Founding and Lead Pastor of The Journey Church, with locations across New York City and in San Francisco and Boca Raton, FL. He first developed the Assimilation System 10 years ago at the Journey Church and has since implemented and improved these strategies with over 3,000 churches across all sizes and denominations. He started coaching pastors in 2006 and has personally coached over 2100+ senior pastors, helping them break common growth barriers like 125, 250, 500, 1000 and beyond, all while maintaining personal life and ministry balance. As founder of Church Leader Insights and the Renegade Pastors Network, he has trained more than 50,000 church leaders (3,000+ church planters). He is the author of over 85 church growth resources and 17+ books, including Fusion: Turning First-Time Guests Into Fully-Engaged Members of Your Church and The Renegade Pastor: Abandoning Average in Your Life and Ministry. His continued mission is to help church leaders around the world cooperate with God in creating healthy, thriving churches. Nelson is married to Kelley and together they have one son, Alexander.

Nelson SearcyLeadership, Ministry, Stewardship